Personal Insurance

At Finn’s JM&J Insurance Agency, we make your personal insurance needs, personal.

In Ann Arbor and throughout Michigan, there is a lot of potential for expensive liabilities. While you can often taking your own risks and not purchase a policy, the consequences of doing so can be dire if something goes wrong. But when you’re ready to find the optimal protection for your personal assets, Finn’s JM&J Insurance Agency will help you make the best decisions possible.

What are Your Needs?

Do you need personal insurance such as property & casualty coverage for your home and car? In a lot of cases, the answer is yes. But what kinds of policies will work best for you? This is a decision that cannot be made lightly, and there is no such thing as a one-size-fits all insurance program. When your liability is potentially massive, this is serious.

At Finn’s JM&J Insurance Agency, we offer numerous policies to protect your personal assets. These include:

  • Auto Insurance
  • Motorcycle Insurance
  • Boat & Watercraft Insurance
  • RV & Motorhome Insurance
  • Home Insurance
  • Renters Insurance
  • Condo Insurance
  • Dwelling Fire Insurance

Is Your Policy Enough?

Auto and home insurance are important parts of your overall insurance plan. When your policy is solid, you can breathe more easily knowing that, in the event of a covered incident, you will remain financially solvent. While there are no guarantees, talking to an agent about getting the right policy can save you a world of problems down the line.

Above everything else, you might want to consider an umbrella policy. Lawsuits can cost hundreds of thousands or even millions of dollars in settlements. If your policies don’t cover the whole amount, you can be liable for the rest. An umbrella policy places a much higher cap on settlement payments, and it may be a good supplemental policy for your needs. This is something to speak to an agent about, as not doing so could come back to haunt you.

Your personal insurance needs are no joke. Speak to your Finn’s JM&J Insurance Agency agent about them today! We’re happy to help and hope to make the process as easy and enjoyable as possible.